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WHAT IS 50% REFUND ANNUITY?
This annuity guarantees a minimum return of one-half of the purchase price where if the annuitant dies before receiving payments equal to half of the annuity cost. In this case payments will continue until one-half cost the annuity is received by the beneficiary.
Another form of this annuity provides half of the cost of the annuity (as a death benefit), regardless of how much payments the annuitant receives.
