eSuremenow.com Online Insurance Quotes

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CHECKLIST FOR EVALUATING & COMPARING PERSONAL AUTO INSURANCE

1. What are the limits of;
__ PART-A: Liability
__ PART-B: Medical Payments Coverage (or no-fault benefits)
__ PART-C: Uninsured Motorists Coverage
__ PART-D: Coverage for Damages to Your Car

2. Are the coverage limits adequate?

3. If the policy is not an ISO (Insurance Service Office) form, how does it differ?

4. Does the policy automatically contain coverage or endorsements that are optimal with other insurance companies?

5. What is the annual policy premium?

6. Are you taking advantage of all the possible discounts?

7. Part is the deductible for Part-D?

8. Are low-valued vehicles unnecessarily insured under Part-D?

9. Any endorsements for the following items?

__ Snowmobils
__ Joint owners
__ Extended non-owned coverage
__ Awnings, cabanas, and the likes
__ Towing and labor cost
__ Miscellaneous type vehicles
__ Underinsured motorist
__ Trusts
__ Limited Mexico coverage
__ Customizing equipment
__ Trip interruption coverage
__ Auto loan/lease coverage
__ Antique or restored vehicle

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