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HOW ARE AUTO ACCIDENTS COMPENSATED?
Compensation of the auto accident victims presents a concern especially for the victims who are not at fault. Historically, accident victims were compensated under the traditional tort system (civil wrongs can result from (1) negligence (2) intentional act or omission (3) strict liability imposed by law) where the second item (negligence) made it difficult for many auto accident victims to collect damages. Yet most states adopted one of the variations of comparative negligence, and in addition many other methods of ensuring compensation have been developed over the years. These methods include:
__ Underinsured motorists coverage
__ Uninsured motorist coverage
__ Compulsory insurance
__ Unsatisfied judgment funds
__ Financial responsibility laws
__ No-fault auto insurance
