Auto Insurance Guide >> What is Underinsured Motorists Coverage?

WHAT IS UNDERINSURED MOTORISTS COVERAGE?

This coverage provides protection to an auto accident victim when negligent driver has liability insurance but the limits are not sufficient to pay the damages that he caused.
Uninsured motorists coverage can be purchased only if the policy owner also carries uninsured motorists coverage with the same limits (in most states, it must be included along with uninsured motorists coverage for the same amount.)