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WHY SHOULD I CONVERT MY EMPLOYEE PROVIDED HEALTH INSURANCE?

You are not obligated to convert your current health insurance coverage that you received from your previous employer. However, there are a items that you should know that works for your advantage:

__ Conversion requires no evidence of insurability
__ It provides full coverage of preexisting conditions
__ Conversions gives you 31 days to do your conversion
__ It includes right to convert dependent coverage

You should keep in mind that conversion is not permitted if you are covered by Medicare or if you become overinsured.

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