You are not obligated to convert your current health insurance coverage that you received from your previous employer. However, there are a items that you should know that works for your advantage:
__ Conversion requires no evidence of insurability
__ It provides full coverage of preexisting conditions
__ Conversions gives you 31 days to do your conversion
__ It includes right to convert dependent coverage
You should keep in mind that conversion is not permitted if you are covered by Medicare or if you become overinsured.