When Does Your Health Insurance End After Leaving Your Employer?

WHEN DOES YOUR HEALTH INSURANCE END AFTER LEAVING YOUR EMPLOYER?

If you don't have any provisions to have a health insurance after you leave your employer, your coverage generally ceases on the earliest of the following:

__ The date when your employment is terminated (some plans offer a continuation of your health insurance until the last day of the month in which your employment is terminated)
__ The date when your employment ceases
__ The date when your employer's master contract coverage terminates
__ The date when you receive the overall maximum benefit of major medical coverage
__ The end of the last period when you made any required contribution

However your health insurance should be available past these dates because of various federal regulations or employer practices.In some cases your coverage can continue for a period of time, and in some other cases you can convert your employer's health coverage without showing any evidence of insurability.