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WHAT IS HOSPITAL SURGICAL MEDICAL POLICY?
This coverage provides a limited number of days of hospitalization, and the daily benefit can be less than the cost of semi-private room, where surgical benefits are usually paid on a fee-schedule basis. Further more, depending on the policy, benefits may also include expenses associated with physician's visits, maternity as well as extended care facility.
This health insurance is not adequate to fund major medical expenses such as extended hospital stays, serious accidents, etc.
